Real Assets / Hard AssetsInflation hedgeMulti-assetModerateHigh complexity

All Asset Portfolio

A real-return focused multi-asset framework inspired by Rob Arnott and Research Affiliates, combining global beta and inflation-sensitive assets across regimes.

Asset allocation

Global Stocks
25%
Inflation Linked Bonds
20%
REITs
15%
Commodities
15%
Gold
15%
Global Bonds
10%

History

The All Asset Portfolio was developed conceptually by Rob Arnott and Research Affiliates as a broad real-return framework rather than a fixed portfolio allocation. Introduced in the early 2000s and implemented through PIMCO’s All Asset funds, the approach was designed to move beyond traditional stock/bond portfolios by incorporating a wider set of return drivers, including inflation-linked bonds, commodities, real estate and emerging markets. Unlike static portfolios, the All Asset strategy is inherently dynamic: allocations shift over time based on long-term valuation signals and macroeconomic conditions. As a result, there is no single canonical asset allocation. The weights shown here are a systematized representation derived from the recurring structure of the strategy, intended to capture its economic logic in a stable, comparable format.

Philosophy

The All Asset Portfolio is built on the idea that investors should target real (inflation-adjusted) returns through broad diversification across fundamentally different sources of risk and return. It assumes that traditional portfolios are overly concentrated in equities and nominal bonds, making them vulnerable to inflation, valuation compression and regime shifts. The original implementation relies on active allocation decisions, tilting toward assets with higher expected real returns based on valuation and macro conditions. This version expresses the philosophy as a strategic allocation: global equities for growth, inflation-linked bonds for real yield, commodities and gold for inflation protection, real estate for income and tangible asset exposure, and bonds for stabilization. Its strength is regime diversification. Its limitation is that, in its static form, it cannot adapt to changing opportunity sets as the original strategy does.

Implementation

Local products and proxies

🇪🇸 Spain implementation

Spain-based investor seeking a real-return, inflation-aware diversified portfolio using UCITS ETFs and funds.

Global Stocks: VWCE, IWDA, EUNL.

Inflation Linked Bonds: IBCI or EUR inflation-linked funds.

REITs: global REIT UCITS ETFs.

Commodities: diversified UCITS commodity ETFs.

Gold: SGLD, PHAU or physical gold.

Bonds: AGGH, VAGF or EUR government bonds.

Account notes: Fondos de inversion may offer tax-deferred rebalancing advantages. ETFs and ETCs provide flexibility but may generate taxable events when sold.

Costs: Real assets (commodities, gold, REITs) tend to have higher costs than equities. Use broad, liquid products and avoid duplication.

Rebalancing: Rebalance annually or when allocations drift significantly. Use tolerance bands and contributions to reduce turnover.

Tax: Tax treatment differs across ETFs, funds, gold ETCs and bonds. After-tax efficiency is critical, especially given multiple sleeves.

VWCEIWDAEUNLIBCIIWDPCMODSGLDPHAUAGGHVAGF

Product names are implementation examples for research. Availability, taxation, share classes and suitability should be checked with the investor's broker and tax situation.

Similar portfolios

Adjacent ideas in the atlas